Build your securitization program
For mid-size and national banks accessing capital markets for the first time. iconicSecurities encodes the securitization expertise, runs the full transaction lifecycle, and gets you to first issuance in 3 months without years of internal build.
Mid-size and national banks across the EU run their first programs on iconicSecurities.
Top 3
EU bank
Top 5
US bank
Leading int’l multilateral bank
The challenge
When you’re issuing for the first time.
Building expertise you don’t yet have. Portfolio selection, waterfall logic, EUSR disclosure, investor reporting: each step can be unfamiliar to a team that’s never run a securitization transaction.
Making the board case. The platform investment has to stack up against staying with bank credit lines and existing funding sources. The CFO needs a board-ready case before the first deal closes.
Getting the first deal right. A first transaction is the one investors and regulators scrutinize most. You need to make sure you do not have miscalculated waterfall or a late filing on deal one.
The answer
The platform that gets you to first issuance.
iconicSecurities runs the full transaction lifecycle and encodes the expertise you need to succeed into every workflow. Your team is guided through each step of the first deal and the platform stays with you for the tenth.
Expertise encoded. Securitization know-how is built into the platform. Your team is guided through portfolio selection, waterfall configuration, replenishment, and reporting and we empower them to succeed with the first transaction or even the next one.
Live in 3 months. ROI before deal one. The platform can go live in just 3 months so you can issue your first transaction. The cost is a fraction of what you save on a single transaction, so the board case adds up before the first deal closes.
Audit-ready from your first transaction. Every waterfall step, portfolio change, and report distribution is logged automatically. ESMA report, EUSR disclosure, CoRep, and investor reporting are built in.
Platform Capabilities
Built for your first transaction. Ready for your tenth.
iconicSecurities runs the full transaction lifecycle on one platform. These are the capabilities that make a first issuance achievable and stay relevant as your program grows.
Generate and validate your asset pool against more than 30 built-in eligibility and optimization criteria. The platform suggests the criteria that fit your transaction structure, so the team doesn’t start from a blank screen.
Configure tranches, payment priority, and waterfall logic to mirror your transaction documentation. The platform handles the calculation on every payment date, automatically.
Model expected waterfall outcomes and stress-test pool behavior before you commit. Run hundreds of scenarios in seconds to prove transaction economics to the board, the credit committee, and the regulator.
ESMA, EUSR disclosure, CoRep, and ECB reports generated automatically on every payment date and distributed to investors, trustees, and rating agencies. No separate compliance build, no third-party reporting layer.
Every waterfall step, portfolio change, and report distribution logged with full data sets, timestamps, and user records. Audit-ready at all times.
Synthetic, true sale, covered bonds, CLOs, ABCP, and revolving programs on a single auditable system. Your first deal runs on the same platform as your tenth, no rebuild, no new tool needed.
“We are very excited to see this innovative transaction wrapped up so successfully. It’s extremely important to us strategically as well.”
Marcus Kramer
Chief Risk Officer, Bayerische Landesbank
Getting started
A predictable path from signature to live.
Live in as little as 90 days
Originate, prepare, close, and service on a fixed path from signature to first payment date. Issue your first transaction with ease and confidence and get ready for the next one.
Expertise alongside yours
Work alongside iconicchain specialists who’ve structured and run these transactions before. The know-how is in the platform and you get support for the questions the platform can’t answer alone.
Audit-ready from day one
No in-house securitization specialist required. The platform produces the reports investors, regulators, and rating agencies expect from your first payment date.
See the platform run your first transaction.
Tell us the structure you’re considering and the assets you’d securitize. We’ll show you exactly how iconicSecurities runs the lifecycle from portfolio selection to first investor report on the platform.
Secure and IT department friendly.
Implementation in 3 months. Our engineering team handles the integration, yours signs off.
ISO 27001 and end-to-end encryption. Zero data ever leaves your jurisdiction.
Cloud or on-premise. REST APIs and webhooks, our engineers lead the integration.
FAQ
Questions we get asked often
You need three things: an asset portfolio that can be securitized, finance and treasury team capacity to be part of the implementation, and IT willing to connect the platform to your core banking or loan management system. You do not need an in-house securitization specialist if you do not have one. The platform encodes the operational expertise, and our specialists work alongside your team through the first transaction. Most first-time issuers also work with an arranging bank or law firm on the deal structure; the platform integrates into that working group rather than replacing it.
90 days is a realistic target for most first-time issuers, depending on data readiness, transaction structure, and approvals on your side. The implementation is shorter than most internal procurement cycles, and shorter than hiring a securitization specialist. The fixed timeline is one of the reasons board cases for the platform tend to land.
The platform integrates into the standard working group of an inaugural transaction. The arranging bank still leads structuring and investor placement. The law firm still drafts documentation. The rating agency still rates the tranches. iconicSecurities runs the operational layer: portfolio selection, waterfall execution, replenishment, investor reporting, regulatory disclosure. The platform produces the outputs each counterparty expects, in the format they expect, without your team building that operational layer separately.
You can start with one transaction. Many first-time issuers do, then add transactions, asset classes, or structures as the program matures. Pricing scales with what you actually run, not what you might run later. The platform is the same whether you issue one deal a year or one a quarter so the decision to expand the program is a business decision, not a re-platforming decision.
For very small one-off transactions with no repeat intent, the operational saving may not justify the platform cost and we’ll say so in the initial conversation. For most first-time issuers, the first deal is the start of a program, and the platform pays back on the first transaction. We can run the unit economics together before you commit.
A finance or treasury team that understands the underlying assets and the transaction structure which you already have if you’re issuing. The platform does not require a dedicated securitization operations team. Most first-time issuers run ongoing operations with a small team supported by iconicchain’s customer success and consulting capacity.