The iconicSecurities platform
The full lifecycle of structured finance
Waterfall calculations, replenishment, investor reporting, regulatory disclosure. Every moving part of your structured finance program, running on one platform. Live in 3 months.
See how
iconicSecurities works.
The platform
The platform moving structured finance forward.
Every calculation, automated.
Waterfalls, replenishment, capital relief, reports, in minutes, not days.
One platform for every transaction.
Synthetic, true sale, ABCP, CLOs, covered bonds, and more. Over 10+ deal types on the same engine.
Audit-ready by default.
Every step logged, every output traceable, every record immutable.
Scale deals and margins.
Take on more volume and more deal types without the operational cost climbing with them.
Trusted by the teams that move the market across EU, US, and Middle East.
Bayerische Landesbank
Top 5
US bank
Helaba Landesbank
Capabilities
Everything your securitization program needs. In one platform.
Lifecycle workflows automated.
The full transaction lifecycle on one platform: pool selection, structuring, waterfall execution, replenishment. Configured once, executed automatically on every payment date. 10+ deal types supported.
Define and apply eligibility criteria across your asset pool. Assets are evaluated automatically against configured parameters including concentration limits, asset type, maturity, and custom criteria, so every pool is compliant before a deal closes.
Model your deal structure on the platform: tranches, credit enhancement, reserve accounts, and trigger mechanisms. Adjust and rerun without rebuilding from scratch.
Configure your payment waterfall once, with your logic, your tranche order, and your step conditions. Execution is automatic on every payment date, parallel across multiple deals simultaneously.
For revolving transactions, incoming assets are evaluated against eligibility criteria and added to the pool automatically. Pool compliance is tracked in real time. Every replenishment event is logged and auditable.
Reporting and disclosure, always on time, automatically.
Investor reports, regulatory filings, and pool summaries generated automatically on every payment date. Structured, distributed, and audit-ready.
ESMA Annex 2, 4, 5, and 12 templates generated and submitted automatically on every reporting date. Structured to the current regulatory format, without manual intervention.
CoRep 13, 14, and 14.1 produced directly from deal data. Distributed to the right parties on schedule, with a full record of every submission.
Payment date reports generated per deal, in the format configured for each investor. Distributed directly from the platform with no manual file handling between calculation and delivery.
Audit trail by design.
Every waterfall step, every pool change, every report distribution logged with full data sets, timestamps, and user records. Throughout every phase of the deal, iconicSecurities builds the audit trail as it goes — not assembled on demand when a regulator asks.
Every action taken on a deal including waterfall steps, pool changes, and report submissions is recorded with the full data set, user, and timestamp at the time it occurred.
Reconstruct exactly what the platform knew at any moment in a deal’s history. Useful for regulatory enquiries, investor disputes, and internal reviews.
Every report produced by the platform is formatted for direct submission. No reformatting, no manual conversion before filing. The output is the deliverable.
Historical data is retained even when a waterfall is corrected or a pool is revised. Nothing is overwritten. The record stands as it was created.
Asset class coverage without compromise.
iconicSecurities handles the structural diversity of the modern securitization market — from plain-vanilla consumer ABS to complex SRT synthetics to new esoteric asset classes entering the market for the first time.
Auto loans, personal loans, credit card receivables, and consumer lease portfolios. Standard structures and revolving programs both supported.
Residential and commercial mortgage pools, covered bonds, and RMBS structures across multiple jurisdictions.
Synthetic risk transfer transactions, including reference portfolio configuration, credit protection legs, and regulatory capital calculation support.
Infrastructure receivables, royalty streams, trade finance, and other non-standard asset classes. The platform handles structural complexity without requiring custom builds for each new asset type.
CLOs, corporate loan pools, and PE-backed receivable structures, including trigger and covenant monitoring throughout the deal lifecycle.
Islamic finance structures and GCC-market transactions supported, including Sukuk issuance mechanics and regional reporting requirements.
Benefits & results
9 years of operation. 100% client retention.
Speed. Live in 3 months vs. 18–36 months to build in-house. Waterfall calculations that took days get done in minutes.
Accuracy. Automated waterfall eliminates the manual reconciliation risk that triggers investor disputes and regulatory scrutiny.
Auditability. Every step logged, every output traceable. Mandatory reporting ready on demand, at all times.
Scale. More deals, more deal types, more volume absorbed by the platform.
Cost. Platform cost is less than one compliance fine, one late delivery, or one year of outsourced ops.
Expertise. Domain depth encoded into every workflow by people who ran these transactions themselves.
What our customers have to say about working with us
We are very excited to see this innovative transaction wrapped up so successfully. It’s extremely important to us strategically as well.
Marcus Kramer
Chief Risk Officer, Bayerische Landesbank
Integrations
Works with all the systems your team already uses.
iconicSecurities connects to your business-critical systems and exchanges data on a configurable timetable scheduled or on-request.
Banking & lending
Core banking systems · Loan systems · Risk systems
Data & exchange
Data warehouse · APIs · File-based exchange
Operations & investors
Treasury · Front & Back office · Investor portals
There’s much more. Dive deeper
on our technical pages.
Discover more for your specific situation
Manage the business, not the process.
Portfolio setup, waterfall execution, investor reporting, regulatory disclosure, automated, accurate, and audit-ready. Live in 3 months. Let us show you how.
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FAQ
Questions we get asked often
iconicSecurities goes live in 3 months on a standard implementation. The timeline covers transaction configuration, data integration, waterfall setup, and user onboarding, so your team is operational from day one. For existing clients adding new transactions, go-live can be considerably faster, since the platform is already in place.
Synthetic (SRT) and true sale transactions, CLOs, ABCP conduit programs, covered bonds, and revolving and term structures — all on the same platform. The platform handles every asset class from consumer and auto ABS to RMBS, capital relief programs, esoteric and new asset classes, and sukuk and GCC structures. If your deal has a waterfall, the platform can run it.
Yes. EUSR mandatory disclosure (ESMA Annex 2, 4, 5, and 12), CoRep 13, 14, and 14.1, CRR3 and Basel IV capital relief calculations, and investor transparency requirements are built in. Reports are generated automatically on every payment date and distributed via configurable channels to investors, trustees, and rating agencies.
Yes. You can deploy iconicSecurities on-premise inside your own data center, in a private cloud aligned with your IT strategy, on any public cloud (AWS, Azure, Google Cloud), or hosted and operated by the iconicchain team within the EU or US. The deployment model is yours to choose, based on your security and operational requirements.
iconicSecurities connects to your business-critical systems — core banking, loan, and risk systems, treasury, investor portals, data warehouses, and front and back office. Data exchange runs through APIs or file-based transfer, on a configurable timetable, scheduled or on-request. No custom builds are required.
Yes. iconicSecurities supports multiple organizations under a single installation. Each organization has its own configured waterfall, pool, and reporting setup. Waterfall calculations and replenishment run simultaneously across all active mandates, and every output is client-specific, auditable, and distributable directly — with no manual intervention between clients.
A waterfall can be reverted by an admin user to any previous period. The subsequent periods are invalidated and recalculated, but the original data remains on the platform. The record is always complete, even when a calculation is corrected — nothing is overwritten or lost.