Securitization, simplified for corporate treasury
For corporate treasury teams accessing ABS funding. iconicSecurities models the cash flow on your real receivables and runs the full transaction lifecycle on one platform so treasury can issue, scale, and stay in control. Live in 3 months.
Corporate treasury teams across Europe run their ABS programs on iconicchain.
Top 3
EU bank
Top 5
US bank
Leading int’l multilateral bank
The challenge
Securitization is complex.
Cash flow impact is hard to model upfront. Treasury runs on cash flow forecasts. ABS funding changes forecasts based on when receivables convert to cash, how reserves and waterfalls affect timing, what happens under stress. Without modeling on real receivables, the impact is a guess until the deal is live.
The operational layer doesn’t fit treasury workflows. Portfolio monitoring, waterfall execution, replenishment, ESMA disclosure, and investor reporting are structured finance disciplines, not treasury operations. You need to have the visibility into the cash flows treasury is responsible for.
Securitization shouldn’t be a separate function. ABS funding works best as part of the treasury toolkit, alongside revolving credit, commercial paper, and other funding sources. When it requires a dedicated operation, it stops scaling with treasury’s needs and becomes a project the next CFO has to justify.
The answer
The platform that puts ABS funding in treasury’s hands.
iconicSecurities models cash flow on your real receivables, runs the full transaction lifecycle, and gives treasury the visibility and control to issue and scale without securitization becoming its own department.
Cash flow, modeled on real receivables. Run forecasts and scenarios on your actual portfolio data like receivable conversion, reserve movements, waterfall impact, stress scenarios. Treasury sees the cash flow shape of the deal before commitment, with numbers that integrate into the broader liquidity forecast.
Treasury-friendly operations. Portfolio selection, waterfall execution, replenishment, ESMA disclosure, and investor reporting all run on iconicSecurities. The operational complexity stays in the platform and treasury sees the outputs, the cash flows, and the audit trail.
A funding source that scales with you. Issue once, then add transactions, asset classes, or issuing entities on the same platform. ABS becomes a repeatable funding instrument treasury controls, not a one-off project.
Platform Capabilities
Built for treasury teams running ABS funding
iconicSecurities runs the full transaction lifecycle on one platform. These are the capabilities that make ABS a repeatable funding instrument for corporate treasury.
Forecast receivable conversion, reserve movements, waterfall timing, and stress scenarios on your actual pool data. Hundreds of scenarios in seconds. The cash flow shape of the deal is known before treasury commits.
Car and EV loans, utility and telecom receivables, leasing portfolios, trade finance, PE-backed receivables, and other corporate-originated assets. Pool eligibility, waterfall logic, and reporting templates configure to match the structures arrangers commonly use for each class.
Scheduled and on-request imports from your existing stack. File-based exchange or direct database connection. The integration runs without a heavy IT project alongside it.
Portfolio selection, waterfall execution, replenishment, ESMA disclosure, and investor reporting all run on iconicSecurities.
Every waterfall step, pool change, and report distribution logged with full data, timestamps, and user records. Audit-ready at all times for investors, rating agencies, and the auditor.
Every waterfall step, pool change, and report distribution logged with full data, timestamps, and user records. Audit-ready at all times.
“We are very excited to see this innovative transaction wrapped up so successfully. It’s extremely important to us strategically as well.”
Marcus Kramer
Chief Risk Officer, Bayerische Landesbank
Getting started
A predictable path from signature to live.
Live in as little as 90 days
Originate, prepare, close, service, report. A fixed implementation path from signature to first payment date, with the operational pieces handled in parallel.
Light IT footprint
Work alongside iconicchain specialists who’ve structured and run these transactions before. The know-how is in the platform and you get support for the questions the platform can’t answer alone.
Predictable cost
Subscription pricing scales with the transactions you actually run. The unit economics are set before deal one and stay the same as the program grows.
See your cost of capital before you commit
Tell us the asset class you’d securitize and the funding objective. We’ll model the structure on your real receivables and show you exactly what the cost of capital looks like alongside how the platform runs the lifecycle from portfolio selection to first investor report.
Secure and IT department friendly.
Implementation in 3 months. Our engineering team handles the integration, yours signs off.
ISO 27001 and end-to-end encryption. Zero data ever leaves your jurisdiction.
Cloud or on-premise. REST APIs and webhooks, our engineers lead the integration.
FAQ
Questions we get asked often
Yes. The platform encodes the operational expertise such as pool selection, waterfall logic, replenishment, EUSR disclosure, regulatory and investor reporting so treasury runs the program without needing a dedicated securitization specialist. iconicchain specialists are part of the implementation through the first transaction, and the platform stays in place as the program grows. Most corporates also work with an arranging bank or law firm on the deal structure; the platform integrates into that working group.
We run forecasts and scenarios on your actual portfolio data. The model covers receivable conversion timing, reserve movements, waterfall impact, and stress scenarios. The output integrates with your broader liquidity forecast, so treasury sees how the ABS deal changes the cash flow shape of the business before committing.
ABS sits alongside revolving credit, commercial paper, bank facilities, and other funding instruments. For most corporates, ABS adds capacity (it doesn’t consume bank credit lines), diversifies away from relationship-bank dependency, and produces predictable cash flow from receivables. The right mix depends on your funding strategy; we model the contribution alongside your other sources during the sales process.
Car and EV loans, utility and telecom receivables, leasing portfolios, trade finance, PE-backed receivables, and other corporate-originated assets. Portfolio eligibility, waterfall logic, and reporting templates configure to match the structures arrangers commonly use for each class. If you have a specific receivable type in mind, we can walk through how the platform handles it.
iconicchain connects to your existing systems through scheduled or on-demand data exchange — either file-based (CSV, Excel) or via direct database connection. In practice, this means your ERP or TMS exports data on a defined schedule, iconicchain picks it up, processes it, and returns outputs back into your environment.
For most corporate implementations, setup is handled by a single part-time IT contact working through a standard procurement and IT review cycle. There is no parallel build project to manage.
In a true sale structure, yes, the assets transfer to the SPV and are bankruptcy-remote from your business, which delivers off-balance-sheet treatment. The platform supports both true sale and synthetic structures, so the right choice depends on whether off-balance-sheet treatment is the driver or whether the funding cost matters more. Your arranger and law firm advise on the structure; the platform runs it.